Category
- Luracontex
- MOTOARE ELECTRICE
- Accesorii si componente biciclete
- Cuie/Sârmă/Electrozi
- Chimice
- Dispozitive si sisteme de iluminat
- Drujba si motocoase – piese si componente
- Echipamente de protectie
- Fără categorie
- Electrice
- Fitinguri
- Feronerie
- Incendiu și PSI
- Instalatii gaz
- Instalații sanitare
- Accesorii instalatii sanitare
- Accesorii baie
- Accesorii baterii
- Accesorii cada
- Accesorii calorifere
- Accesorii chiuvete
- Accesorii etansarea instalatii sanitare
- Accesorii rezervoare wc
- Accesorii vase de expansiune
- Accesorii vase de wc
- Aerisitoare
- Console chiuvete
- Filtre / purificatoare
- Garnituri instalatii sanitare
- Kit de siguranta instalatii
- Supape de sens
- Supape de siguranta
- Apometre
- Bacuri de sudura
- Baterii baie
- Baterii bucatarie
- Chiuvete inox
- Distribuitoare
- Obiecte sanitare
- Presostate
- Racorduri
- Rezervoare de wc
- Termomanometre
- Termostate
- Usite de vizitare
- Vase de expansiune
- Accesorii instalatii sanitare
- Mobilier baie
- Organe de asamblare
- Agatator
- Ancore
- Banda reparatii
- Belciuge
- Benzi adezive
- Benzi mascare
- Benzi perforate
- Benzi protectie
- Benzi rigips
- Bride
- Carabine
- Chei tachelaj
- Cleme
- Coliere strangere / fixare
- Coltari aluminiu
- Colțari, plăci perforate și papuci reazem
- Conexpanduri
- Dibluri
- Distantiere
- Garnituri
- Lanț comercial
- Piulite
- Prelungitoare tije filetate
- Roti pentru carucioare
- Șaibe
- Sigurante de fixare
- Suruburi
- Pompe recirculare
- Pompe si hidrofoare
- Reductoare de apa
- Robineti
- Scule si unelte
- Abrazive, perii din sârmă
- Accesorii curatenie
- Amestecatoare
- Amplificatoare de forta
- Aparate cu jet de apa
- Aparate si accesorii pentru slefuit
- Aparate si accesorii pentru sudura si lipit
- Aspiratoare
- Bancuri de lucru
- Banda adeziva
- Benzi izolatoare
- Benzi mascare
- Biti
- Bormasini si accesorii bormasini
- Burghie
- Capsatoare si capse
- Chei combinate
- Chei cu clicket
- Chei fixe
- Chei franceze
- Chei hexagonale
- Chei inelare
- Chei pentru bujii
- Chei pentru tevi
- Chei pneumatice
- Chei reglabile
- Chei tubulare
- Ciocane
- Clesti
- Compresoare
- Cutii pentru scule, organizatoare
- Dalti, dornuri
- Dispozitive de gresat
- Dispozitive de transport
- Filiere, tarozi
- Generatoare
- Instrumente de masura si control
- Menghine
- Pile, polizoare
- Pistoale cu aer
- Pistoale pentru silicon
- Pistoale pentru spuma
- Prese
- Roabe
- Scripeti, corzi, sfori…
- Scule depanare auto
- Scule pentru cuie
- Scule pentru marcari
- Scule pentru taiat, decupat
- Scule pentru vopsit
- Scule pentru zidarie
- Scule speciale
- Scule tamplarie
- Surubelnite
- Surubelnite electrice
- Țeavă
- Sisteme de avertizare
- Uz casnic si gospodaresc
Filtrare produse
( 1 ) That loan manufactured in reliance upon the protection out-of a cellular house won’t be experienced a home loan, regardless if as the a wise banking habit the security notice was submitted if not perfected as if the newest mobile domestic was in fact a home.
( 2 ) In which the financial is reliant drastically towards the insurance coverage warranty off a political department for making a loan, it will not constitute a real estate loan apart from the fresh new reason for twenty seven.cuatro of this area (Inquiry/App Record).
Having purposes of it part, financing made in dependence on the protection out of a mobile home and also the parcel to which its forever connected could be noticed a real estate loan
( j ) Domestic property means improved houses (perhaps not bare residential property) used or supposed to be useful home-based intentions, along with single nearest and dearest belongings, dwellings getting away from 2 to 4 family, and you can private systems of condominiums and you may cooperatives.
27.3 Recordkeeping standards.
( step 1 ) A bank that’s needed is to collect analysis to the lenders less than area 203 associated with the label will present the knowledge toward Federal Set-aside Mode FR HMDA-LAR or perhaps in an automated structure according to the information, aside from:
( i ) A lender will retain the reasoning(s) it rejected a software, by using the rules considering simply 203 associated with the title; and you may
( ii ) A financial should record all the advice necessary for so it part and you will part 203 of this label inside 30 diary days following the stop of every calendar one-fourth.
( 2 ) A lender you to obtains fifty or more mortgage apps good 12 months, once the mentioned from the earlier in the day twelve months, and that’s not needed to get studies around part (a)(1) for the area, should number and sustain for each and every choice center next guidance for the financial interest:
( step 3 ) All the information needed to become was able significantly less than paragraph (a)(2) from the part should be up-to-date quarterly, in this 30 calendar weeks after the end of each calendar quarter, for the a layout consistent with the bank’s recordkeeping actions.
( 4 ) A lender exempted below section (a)(2) of the area is protected by that requisite beginning brand new month adopting the people one-fourth where their average monthly level of home loan apps is higher than five applications four weeks. Financial institutions which happen to be susceptible to so it part will get discontinue remaining it recommendations birth the latest day following one or two consecutive residence in which its average monthly level of home loan software drops in order to four or fewer applications a month. A lender that is or even exempted less than that it paragraph may be necessary through to notification gotten regarding Comptroller, in order to list and continue maintaining such as for example advice where there is end in to help you believe that the lending company isnt in the compliance into fair housing legislation centered on previous examinations and/otherwise has actually substantive user issues, among other variables.
( 5 ) A bank necessary to manage information less than paragraph (a)(2) otherwise (a)(4) with the section should conform to the fresh new every quarter recordkeeping criteria from the maintaining advice in accordance with paragraph (a)(1) in the part.
( 1 ) For each and every bank will attempt to see all the suggestions listed less than, within completed apps to own mortgage brokers:
( iv ) Locationplete physical address, urban area, condition, county and you will area code of one’s house that may contain the loan.
( xii ) Many years on the expose business. Amount of continuing ages used by the modern manager of one’s applicant(s). payday loans Minnesota To have care about-operating individuals, what number of continued many years notice-working.